Spread the cost with our finance options

Spread the cost of your new bike, components & accessories over up to 36* months interest free.

We offer 0% finance (subject to status) on purchases over £300 at the manufacturer's retail price through Novuna Finance. 

 

Starting from 0%, we also have interest bearing finance options and a 'Buy Now Pay Later' where the customer pays nothing for either 6 or 12 months with 0% interest and then commences to pay over up to 48 months with an APR of 14.9%.

Low rate 14.9% APR finance is also available over longer terms and on discounted items. 

Please contact us for an individual quote.

 

Documentation required:

  • Proof of identification such as a valid Passport or Driving Licence

  • Proof of address for past three years.

  • Bank account details for the account used to setup direct debit.

 

Terms & conditions:

  • A maximum £25,000 transaction limit applies.

  • Applicant must be 18 years old and a UK resident.

  • A minimum 10% deposit is necessary.

  • No part exchange possible when purchasing on finance.

  • Goods will only be delivered to the applicant's address approved on the credit agreement.

* Some products may be restricted to shorter terms.

Please have a look at our FAQs if you have any queries or contact us either by email at shop@pearcecycles.co.uk or by phone on 01584876016.

Finance FAQs

Finance products available:

Buy Now Pay Later

Deferred Period Amount Range Term Rate
6 months 250 25000 48 months 14.90%
12 months 250 25000 48 months 14.90%

Finance Packages

Amount Range Term Rate 
3000 25000 36 months 0%
750 25000 24 months 0%
250 25000 12 months 0%
250 2999.99 6 months 0%
       
500 25000 12 months 13.90%
500 25000 24 months 13.90%
500 25000 36 months 13.90%
500 25000 48 months 13.90%
500 25000 60 months 13.90%